Bad Credit Business Loans

When Banks Say NO, We Say Yes!!
Up to $2,000,000
Easy & Fast
Bad Credit OK

Easy approval

No obligation approval to set up your business for what it needs next.

Safe & secure

Your data is secured with the latest in bank-grade encryption and SSL technology.

No risk application

Fast and easy online application that won’t impact your credit score.

How It Works

We help you save time and money by easily finding the best loan options

Apply in minutes

See all your loan options in one place with our quick, simple application. It takes 1 minutes to complete and won’t impact your credit score.

Get approved quickly

Finding the best loan option for your business should be easy. With us, you can get approved within hours so you can get back to running your business.

Get loan offers

The best loan option is one based on your budget, goals, and unique needs. We help you compare all your loan options in one place, from the industry’s top lenders.

Get your funds!

Once approved, your funds are transferred directly into your business’s bank account within 24 hours. Growing your business is just that simple.

What Is a Bad Credit Business Loan?

A bad credit business loan is a loan that provides options for borrowers with no credit or bad credit history. Bad credit business loans are often applied for, to expand an existing business, to start a new business, to fulfill orders, and so on. Such small business loans are usually paid back over a period of few months up to 5 years. The goal of this financing option is to repay the amount from the business income generated by this funding.

Your Bad Credit Business Loans Options

Loan Amount

5,000$ à 5,000,000$

Repayment Term 

3 months—5 years

Interest Rate

Starting at 5%

Speed of Funding

As fast as 1 day

What Are the Benefits of a Bad Credit Business Loan?

When your business needs additional capital, securing a bad credit business loan can be the best decision you make for your company.

Avoid Cash Problem

Each business, no matter their size, experiences periods where working capital is tight. A small business loan can help shorten these stretches, without interrupting operations.

Keep Your Equity

Securing a small business loan allows you to maintain control of your company. You can use your loan however you like and can keep any profits or gains your business generates, all without seeking permission from your lender.

Long-Term Growth

In order to grow, you have to continually invest in your business. A small business loan can enable you to plan for the future without using any working capital from your day-to-day needs.

Expand

Trying to capitalize on a new market? With a small business loan, you can secure the location you need to widen your business’s reach. The more locations you have, the greater your chance to grow.

FAQs

Can You Get Business Loans With Bad Credit?

Yes, it's possible! Although getting approved for a business loan or any financing option is easier with good or excellent credit. Some lenders are specialized with your credit situation and can help you get a business loan with bad credit in no time. At Small Business Capital, we connect you with the best lender for your needs. If you have bad credit, you can't go with traditional lenders such as bank, and you need to consider alternative lenders.

How Do I Get a Business Loan With Bad Credit?

By applying online on our website is a good start. We will connect you with the best lender in our network.

You may need a bad credit business loans for multiple reasons. Whether you are using it to cover an unplanned expense, increase your cash flow, buy new equipment, or help pay off credit card debt, you might need a helping hand, financially speaking.

However, if you don't have good or excellent credit, most Financial institutions will reject right upfront. Most standard lenders don't offer this type of loan, that's why going online is the right place to find a solution at your needs.

How to Start a Business With Bad Credit?

It's not easy to start a business with a low or bad credit score. Most business owners usually use some capital or type of funds available to start their business. It can become from retirement accounts, personal savings, friends, family or personal loans.

Most of the time, some funds are missing to launch their business and try to play with the money they have to cover a maximum of start-up expenses they are facing.

Get Started Today

Fill the online application form provided and voilà! We will get in touch with you immediately and provide you with a number of options customized for your business, depending on the information you’ll have given us. Decide on what best suits your business and remember that you are not obliged to proceed further, and no charges apply whatsoever.