When Banks Say NO, We Say Yes!!
Up to $500,000
Easy & Fast
Bad Credit OK
Easy and fast loan approval for your business with no obligations attached.
Secure and safe transaction with the latest SSL encrypted bank-grade security.
Easy application that does not impact your credit score. Apply without the worry.
Save your time and hard earned money as we find the best loan products for you
One stop shop for all your loan options. Simple and fast application means you can complete within minutes and it does not impact your credit history.
Find and apply for the best loan option for your business with us. Get approved in a matter of hours so you can focus on the important thing, your business.
Compare the best loan products based on your need, budget and target on our platform. We help you find the best loan from the top lenders without having to rummage through the internet.
Once your loan is approved, get the loan amount credited to your business bank account within a day. It is just that simple.
We are also a small business helping other small businesses grow with our small business loans and merchant cash advance options. We love to see businesses like yours grow so we bring to you quick, simple and easy business funding solutions that you can apply for without the hassle and the stress.
Find the best rates on the type of loan that's right for you, and how to qualify.
Loan Amount
$5,000—$5,000,000
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Loan Term
3 months—5 years
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Interest Rate
Starting at 5%
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Speed of Funding
As fast as 1 day
Advance Amount
$3,000—$500,000
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Estimated Repayment Term
3—18 months
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Factor Rate
Starting at 1.14
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Speed of Funding
As fast as same day
Loan Amount
$3,000—$500,000
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Loan Term
6 months—3 years
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Interest Rate
Starting at 7%
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Speed of Funding
As fast as 1 day
Loan Amount
$3,000—$5,000,000
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Loan Term
3 months—25 years
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Interest Rate
Starting at 5%
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Speed of Funding
As fast as same day
Loan Amount
$3,000—$500,000
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Loan Term
3 months—5 years
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Interest Rate
Starting at 5%
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Speed of Funding
As fast as same day
Loan Amount
$3,000—$500,000
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Loan Term
3-18 months
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Interest Rate
Starting at 7%
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Speed of Funding
As fast as same day
Financing Amount
Up to 100% of value
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Estimated Repayment Term
1—5 years
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Interest Rate
Starting at 5%
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Speed of Funding
As fast as 2 days
Loan Amount
$5,000—$500,000
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Loan Term
5—25 years
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Interest Rate
Starting at 6.25%
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Speed of Funding
30 days
Loan Amount
$3,000—$500,000
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Loan Term
3-18 months
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Interest Rate
Starting at 8%
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Speed of Funding
As fast as same day
A small business loan can be a boon for your company when your business is strapped for cash. It can help in the following ways:
Every business in the world goes through a phase when working capital gets stretched. A small business loan helps tide over those situations with ease without impacting operations or performance.
Small business loans do not allow lenders to have controlling interest in your business. You decide how to use the sum, how to operate and you can keep the profits without your lenders having a say.
Growing a business requires regular investment. A small short term business loan allows you to grow without reaching for your working capital for investment.
If you are eyeing a new market or opportunity, time is key. With a small business loan, you can quickly secure and set up shop at a new location allowing your business to grow at the speed you want.
Now that we have enumerated the benefits of a small business loan, the next important step is applying for one. Before you do that, let us find out where and how you can apply for such a loan.You can apply for small business loans at banks or online loan providers:
Applying at Banks
Applying for a bank’s small business loan is often a cumbersome process which could take up to 6 months to fulfill. Before the application comes to fruition, you need to get through multiple steps and layers of security including submitting documents, filling physical applications, meeting loan officers, explaining the need so on. Some banks require a full disclosure of the need for the fund, how it will be utilized and what benefits are to be derived from said loan.
Online Lenders
Applying for a small business loan with an online lender is infinitely simpler as the application takes minutes to fill, hours to approve and a day or two do to disburse the amount. Basic personal and business documentations usually suffice and keeping the bank statements, driver’s license and a voided business check should do the trick.
Upon approval, you should get the funds credited into your business bank account within 24 working hours.
Your business can apply for a small business loan and get approved as long as it has:
· Stayed for than 6 months in business
· Has annual $60,000 or monthly $5,000 of revenue
· Has a FICO score of more than 500
And that’s it!
It is definitely possible to secure business loans even with a dodgy credit history. There are many online lenders who loan handsome amounts to businesses and persons who are not spotless in terms of credit. Some of the lenders may ask for a minimum personal credit score of 500 to 650. Others may not have any credit score requirement. Apart from the credit score, past bankruptcies, your business’s annual revenue and time in the market also influence lending decisions.
However, having a lower credit score could mean a higher interest rate and tighter deadlines for loan repayment. Hence you should always lookout for alternate options. For example, if you are taking out a loan to handle past due invoices, invoice factoring or financing option would make more sense. You can get cash immediately, cash is approved mainly based on the invoice value with your credit score having significantly less bearing. You can use this opportunity to improve your credit score which would open up many more options to you.
If your business is less than a year old:
If you have been in business for less than a year and do not have much to show in terms of revenue, finding a loan can be tough. Our startup business loans are perfect for such business owners especially the business credit card option. It allows you to borrow amount of up to $50,000. But to obtain the card, you need a personal credit score of at least 630.
Once you fill the online application form, one of our agents will contact you shortly and present to you a number of options and products based on the business details and requirement you put down in the form. You can take an informed decision on which options suits your needs and business the best. Remember that we do not charge any fee for this service and you can cancel correspondence at any time.