Small Business Capital

When Banks Say NO, We Say Yes!!
Up to $500,000
Easy & Fast
Bad Credit OK

Easy approval

Easy and fast loan approval for your business with no obligations attached.

Safe & secure

Secure and safe transaction with the latest SSL encrypted bank-grade security.

No risk application

Easy application that does not impact your credit score. Apply without the worry.

How It Works?

Save your time and hard earned money as we find the best loan products for you

Apply in minutes

One stop shop for all your loan options. Simple and fast application means you can complete within minutes and it does not impact your credit history.

Get approved quickly

Find and apply for the best loan option for your business with us. Get approved in a matter of hours so you can focus on the important thing, your business.

Get loan offers

Compare the best loan products based on your need, budget and target on our platform. We help you find the best loan from the top lenders without having to rummage through the internet.

Get your funds!

Once your loan is approved, get the loan amount credited to your business bank account within a day. It is just that simple.

Who we are

We are also a small business helping other small businesses grow with our merchant cash advance options. We love to see businesses like yours grow so we bring to you quick, simple and easy funding solutions that you can apply for without the hassle and the stress.

Your Small Business Funding Options

Find the best rates on the type of loan that's right for you, and how to qualify.

Business Loans

Term business loans disburse a onetime lump sum amount that you have to pay back over a pre-decided period also known as the term of the loan.

Loan Amount
$5,000—$5,000,000
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Loan Term
3 months—5 years
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Interest Rate
Starting at 5%
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Speed of Funding
As fast as 1 day

Merchant Cash Advance

Merchant cash advance or MCA is a loan where the amount is lent against your future business turnover.

Advance Amount
$3,000—$500,000
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Estimated Repayment Term
3—18 months
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Factor Rate
Starting at 1.14
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Speed of Funding
As fast as same day

Business Line of credit

A flexible funding solution, a business line of credit can be applied for both at banks and at online loan providers. It can be a short or long-term loan.

Loan Amount
$3,000—$500,000
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Loan Term
6 months—3 years
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Interest Rate
Starting at 7%
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Speed of Funding
As fast as 1 day

Working Capital

Financing gained to run the business smoothly is known as a working capital. The sum is used in operations or investment towards running the business.

Loan Amount
$3,000—$5,000,000
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Loan Term
3 months—25 years
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Interest Rate
Starting at 5%
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Speed of Funding
As fast as same day

Startup Loans

Another type of working capital. Usually opted for by small and young businesses. Could be used in operations or investment towards running the business.

Loan Amount
$3,000—$500,000
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Loan Term
3 months—5 years
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Interest Rate
Starting at 5%
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Speed of Funding
As fast as same day

Short Term Business Loans

A short-term loan having terms between 3 and 18 months. Repayment is usually carried out in daily or weekly instalments.

Loan Amount
$3,000—$500,000
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Loan Term
3-18 months
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Interest Rate
Starting at 7%
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Speed of Funding
As fast as same day

Equipement Financing

Opted for when one or more expensive machinery break that are key to the sustenance and survival of your business.

Financing Amount
Up to 100% of value
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Estimated Repayment Term
1—5 years
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Interest Rate
Starting at 5%
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Speed of Funding
As fast as 2 days

SBA Loans

Business loans that are partially guaranteed by the Small Business Administration. The SBA guarantee helps provide borrowers with easier and more flexible terms.

Loan Amount
$5,000—$500,000
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Loan Term
5—25 years
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Interest Rate
Starting at 6.25%
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Speed of Funding
30 days

Bad Credit Business Loans

Similar to short term loans, these also range between 3 and 18 months and are repaid in daily or weekly instalments.

Loan Amount
$3,000—$500,000
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Loan Term
3-18 months
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Interest Rate
Starting at 8%
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Speed of Funding
As fast as same day

What Are the Benefits?

A small business loan can be a boon for your company when your business is strapped for cash. It can help in the following ways:

Avoid Cash Problem

Every business in the world goes through a phase when working capital gets stretched. A small business loan helps tide over those situations with ease without impacting operations or performance.

Keep Your Equity

Small business loans do not allow lenders to have controlling interest in your business. You decide how to use the sum, how to operate and you can keep the profits without your lenders having a say.

Long-Term Growth

Growing a business requires regular investment. A small short term business loan allows you to grow without reaching for your working capital for investment.

Expand

If you are eyeing a new market or opportunity, time is key. With a small business loan, you can quickly secure and set up shop at a new location allowing your business to grow at the speed you want.

FAQs

How Do I Apply?

Now that we have enumerated the benefits of a small business loan, the next important step is applying for one. Before you do that, let us find out where and how you can apply for such a loan.You can apply for small business loans at banks or online loan providers:

Applying at Banks 
Applying for a bank’s small business loan is often a cumbersome process which could take up to 6 months to fulfill. Before the application comes to fruition, you need to get through multiple steps and layers of security including submitting documents, filling physical applications, meeting loan officers, explaining the need so on. Some banks require a full disclosure of the need for the fund, how it will be utilized and what benefits are to be derived from said loan.

Online Lenders
Applying for a small business loan with an online lender is infinitely simpler as the application takes minutes to fill, hours to approve and a day or two do to disburse the amount. Basic personal and business documentations usually suffice and keeping the bank statements, driver’s license and a voided business check should do the trick. 

How quickly can I get my funds?

Upon approval, you should get the funds credited into your business bank account within 24 working hours.

Is my business eligible?

Your business can apply for a small business loan and get approved as long as it has:

· Stayed for than 6 months in business
· Has annual $60,000 or monthly $5,000 of revenue
· Has a FICO score of more than 500

And that’s it! 

Can you get funding with bad credit?

It is definitely possible to secure business loans even with a dodgy credit history. There are many online lenders who loan handsome amounts to businesses and persons who are not spotless in terms of credit. Some of the lenders may ask for a minimum personal credit score of 500 to 650. Others may not have any credit score requirement. Apart from the credit score, past bankruptcies, your business’s annual revenue and time in the market also influence lending decisions.

However, having a lower credit score could mean a higher interest rate and tighter deadlines for loan repayment. Hence you should always lookout for alternate options. For example, if you are taking out a loan to handle past due invoices, invoice factoring or financing option would make more sense. You can get cash immediately, cash is approved mainly based on the invoice value with your credit score having significantly less bearing. You can use this opportunity to improve your credit score which would open up many more options to you.

If your business is less than a year old:
If you have been in business for less than a year and do not have much to show in terms of revenue, finding a loan can be tough. Our startup business loans are perfect for such business owners especially the business credit card option. It allows you to borrow amount of up to $50,000. But to obtain the card, you need a personal credit score of at least 630. 

Get Started Today

Once you fill the online application form, one of our agents will contact you shortly and present to you a number of options and products based on the business details and requirement you put down in the form. You can take an informed decision on which options suits your needs and business the best. Remember that we do not charge any fee for this service and you can cancel correspondence at any time.